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50/20/30 Budget Rule Explained

Senator Elizabeth Warren popularized the 50/20/30 budget rule in her book “All Your Worth: The Ultimate Lifetime Money Plan.” The basic rule is to divide after-tax income, spending 50% on needs and 30% on wants while allocating 20% to savings. Needs Needs are those bills that you absolutely must pay and are the things necessary for survival. These include rent, car payments, groceries, insurance, health … Continue reading 50/20/30 Budget Rule Explained

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Signs your Small Business needs a CFO

When should a small business owner hire a CFO? While there is no right answer, there are certain indicators. What are some internal indicators that a small business owner should hire a CFO? An important internal tipping point is when information that helps the business make timely and important decisions is not being prepared. Business owners make decisions at the pace of the business and … Continue reading Signs your Small Business needs a CFO

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Benefits of Bookkeeping

Without bookkeeping, it’s impossible to measure the true success or failure of your business dealings. You won’t know that your 2,000 rs per-month magazine ad campaign isn’t worth the investment. You’ll have no idea why you barely have enough money to operate your business, and you won’t know where the money went. A smart business owner realizes bookkeeping has several undeniable benefits. Cash Management Benefits … Continue reading Benefits of Bookkeeping

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FINPERIAL organises Financial Literacy seminar in Islamabad

Finperial is a startup providing financial consultancy to other startups and SMEs based in Twin cities. ICON event management and Be The Change along with Finperial organised a free financial literacy seminar for non financial entrepreneurs in Islamabad on 14th September 2019. The event was held at WeCreate Centre F11. Hira Jalal ACCA, founder of Finperial was the keynote speaker. The seminar was attended by … Continue reading FINPERIAL organises Financial Literacy seminar in Islamabad

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SMALL BUSINESS: Financial Statements

As a small business owner, you wear a lot of hats. One of those hats might be CFO, but even if it isn’t, you need to have a basic understanding of financial statements for small business and what each one tells you. Knowing how to read and understand financial statements is useful not only for your business but also for personal finances, work on volunteer … Continue reading SMALL BUSINESS: Financial Statements

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Finance for non-financial entrepreneurs

This free workshop helps start-ups and small business owners understand material related to business accounting and entrepreneurial finance. In this workshop, you’ll gain a basic understanding of finance, accounting and tax concepts to drive the success of your business. This workshop is worth PKR 1500, however we will be running it for free. It will run for 2 hours (5pm-7pm) on Saturday 14th September 2019 … Continue reading Finance for non-financial entrepreneurs

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A little mistake can hurt you BIG TIME.

Be very careful while filling income tax return 2019, which will be open around September 2nd or 3rd. FBR will be using systematic matching technique to catch those who fill incorrect information or hide assets. Accordingly to experience Tax payer makes 5 common mistakes. Hiding Tax on Education local section 236I & Aboard 236R both, Kindly avoid this mistake. Hiding Capital loss on securities : … Continue reading A little mistake can hurt you BIG TIME.

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Virtual CFOs – You need one! Even ICAP agrees.

ICAP’s Magazine “The Pakistan Accountant” published an article on “How Virtual CFOs reshape growing business” FINPERIAL is incomparable in this area and has been promoting necessity of CFO’s for businesses and providing quality services of Virtual CFO in Islamabad and Dubai. Contact us today to discuss how we can provide you premier services without any significant investment. 0336 5116392 finperial@gmail.com Incase you need to read … Continue reading Virtual CFOs – You need one! Even ICAP agrees.

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FBR – Take Action if Sales Tax is Wrongly Charged

Federal Board of Revenue (FBR) on Saturday urged people to file complaints against businessmen who are charging sales tax without registering themselves under sales tax act. According to details, FBR has issued a circular which states that general public has reported complaints against the businessmen who are charging sales tax from consumers without being registered with FBR under the Sales Tax Act-1990. “It is, therefore, … Continue reading FBR – Take Action if Sales Tax is Wrongly Charged

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Inflation might further go up but in the long term Pakistan is looking at growth- IMF

IMF resident representative Teresa Daban Sanchez in Islamabad outlined some restraints, deterring Pakistan to utilize $6 billion 39-months bailout Package. Referring to CPEC projects, she said it’s largely a commercial venture in power and infrastructure areas of Pakistan. She acknowledged the fact that CPEC helped Pakistan deal with severe power shortfall. She rebuffed the perception about Chinese Debt Trap and expressed that the debt sustainability … Continue reading Inflation might further go up but in the long term Pakistan is looking at growth- IMF

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New deadline by FBR- August 9th 2019

The Federal Board of Revenue (FBR) extended the deadline for filing of income tax returns for the year 2018 to August 9th 2019 coming Friday. “In Continuation of Circular No. 07/2019 dated 02.07.2019 and in exercise of the powers conferred under Section of 214A of the Income Tax Ordinance, 2001, the Federal Board of Revenue is pleased to further extended the date of filing of … Continue reading New deadline by FBR- August 9th 2019

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Quetta: 4 martyred, 30 injured including 4 critical.

Latest update 4 dead and 30 injured in an explosion at Mezan Choke Quetta . It is a really sad moment for us😭. May the soul of martyrs rest in Jannah. (Ameen) Pak army #PlaneCrashed in residential area in Rawalpindi, 17 died, many injured Continuous firing of indian army in Leepa Valley and Neelum Valley, 3 died, 35+ injured Blast in #Quetta, 4 died, 32 … Continue reading Quetta: 4 martyred, 30 injured including 4 critical.

Our Message

Dear Clients, What a week it has been! In an increasingly global world, we may at times face challenging situations, which alter the way we do business, manage client relationships and go about our day to day life. The COVID-19 Pandemic is having a dramatic impact on our business as well as millions of businesses around the world. We have seen world leaders scramble to … Continue reading Our Message

Transfer funds for Free- InterBranch, InterBank, Jazz Cash and any other medium.

To contain the spread of the coronavirus, the State Bank of Pakistan (SBP) has asked banks to waive charges on any online fund transfers. SBP has instructed banks to waive all charges on fund transfers through online banking channels such as inter-bank fund transfer. They will also not incur any cost in case of using ATMs or visiting bank branches to transfer large amounts and … Continue reading Transfer funds for Free- InterBranch, InterBank, Jazz Cash and any other medium.

LETS HELP DAILY WAGERS AND HELP THEM STAY AT HOME BY GETTING RASHAN FOR THEM.

LETS HELP DAILY WAGERS AND HELP THEM STAY AT HOME BY GETTING RASHAN FOR THEM. YOU CAN Nominate a family:https://docs.google.com/forms/d/e/1FAIpQLSdW_zq07RflfNYdiammjZwFv_kueR_VSI8Ogjeo4sZ2ZhnlKQ/viewform Pledge here:https://docs.google.com/forms/d/e/1FAIpQLSf26yl9Xn0DcuOsyah_Bb8u9zPItoOfX2rZMZ4lpR8KOlnWdQ/viewform Transfer details For Bank01231070701468Haris Bin SaqibAskari Bank 03455369969Haris Bin SaqibHabib Bank & Konnect For Easy Paisa & Jazz Cash03455369969Haris Bin Saqib For international donors :Swift code : ascmpkkaIban : pk43ascm0001231070701468Ban : 01231070701468Askari bankharis bin saqib InshAllah together we can fight this, let’s unite. Continue reading LETS HELP DAILY WAGERS AND HELP THEM STAY AT HOME BY GETTING RASHAN FOR THEM.

Recession is Coming !

At first blush, it seems like the coronavirus pandemic is shutting down the economy everywhere, equally, with frightening force and totality. In many respects, that’s true: Across the country, consumer spending—which supports 70% of the economy—is crashing in community after community, as people avoid stores, restaurants, movie theaters, offices, and other public places. Already, the layoffs have begun, with reports coming in from both big … Continue reading Recession is Coming !

Roadmap Towards a Vaccine | Social Distancing

While governments around the world are taking measures to slow down the COVID-19 pandemic, scientists are working vigorously to find a long-term solution, meaning either a drug that helps alleviate the illness or a vaccine. While the world’s hopes for an effective treatment for COVID-19 are currently resting on an antiviral drug called remdesivir, which was originally developed to fight Ebola and is currently tested … Continue reading Roadmap Towards a Vaccine | Social Distancing

SHELL LNG OUTLOOK 2020

Global demand for liquefied natural gas (LNG) grew by 12.5% to 359 million tonnes in 2019, according to Shell’s latest annual LNG Outlook – a significant increase that bolsters LNG’s growing role in the transition to a lower-carbon energy system. LNG Outlook 2020 The Shell LNG Outlook, now in its fourth year, highlights key trends in 2019. It finds that global demand for liquefied natural … Continue reading SHELL LNG OUTLOOK 2020

Daily Schedule COVID19

To all the parents who are confusing the time off schools as a vacation- follow this routine as advised and shared by Sophie Bellenis, OTD, OTR/LOccupational Therapist; Real-life Skills Program Manager and Coach. CoVid19 #CoronaVirus #Pakistan #Islamabad Suddenly having a surplus of unstructured time can be a strain on one’s mental wellness, especially for neurodiverse folks who rely on routine to stay regulated. Continue reading Daily Schedule COVID19

Crisis Management Planning to Better Cashflows

Crisis management Set up a Crisis Management Team (CMT) as soon as possible to oversee major issues, formulate contingency plans, coordinate and align implementation of different departments, and ensure speedy responses and decision-making. If you already have a CMT, review and revise the representatives. Are the right people on the team as this situation rapidly develops? Communicate proactively Managing different stakeholders’ expectations and priorities during … Continue reading Crisis Management Planning to Better Cashflows

Pakistan Fourth For Reddit Content Removal Requests

Reddit has released its Transparency Report 2019 showing the amount of requests that required the platform to remove content or disclose private user data. Out of 2.77 billion pieces of content created on Reddit in 2019, just over 53 million were removed for a variety of reasons. They include harassment, (39 percent), minor sexualization (25.2 percent) and violence (16.6 percent). The report also contained some … Continue reading Pakistan Fourth For Reddit Content Removal Requests

Humanity prevails! Shaheen Chemist gives out free masks!

When every other store is being materialistic and increasing the price 300% and more Shaheen Chemist is the real hero. This is from their Social Media post: Shaheen is giving away free mask as a precautionary action against coronavirus that has hit Pakistan.We are here for you! Continue reading Humanity prevails! Shaheen Chemist gives out free masks!